North American
Secure HorizonSM Accelerator
Accelerate your growth potential
Take control of your financial future with North American Secure HorizonSM Accelerator (Secure Horizon Accelerator), a fixed index annuity. Designed for today’s modern retirement portfolio, Secure Horizon Accelerator provides an immediate bonus, an enhanced opportunity for growth, and premium protection.
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Bonus
A premium bonus on any premium you place in your annuity is credited at issue.1 All interest earned is compounded on both your premium and the premium bonus.
Growth
Premium can increase in value based on the positive performance of one or more indices.
Protection
Premium and any earnings are 100% protected from market downturns.2
Premium–protected growth opportunity
North American Secure HorizonSM Accelerator can boost your retirement savings while protecting your premium from market risk. Your annuity has the potential to grow based on the performance of an underlying index and stay protected with a lock-in feature that applies no matter which crediting method you choose. With the lock-in feature, any interest credits are added to your accumulation value at the end of each strategy term.4 Your annuity will also grow tax-deferred, meaning you won’t have to pay taxes on any growth until you make a withdrawal.5
Hypothetical Assumptions: This hypothetical example is not based on any particular North American Secure HorizonSM Accelerator product or index. It is intended for educational purposes only and is not a projection or prediction of future performance; your experience will differ. $100,000 purchase payment, 100% participation rate, 0% Strategy Charge.
Benefit from tax deferral
Secure Horizon Accelerator grows on a tax-deferred basis, meaning you won’t owe current income taxes until you access your accumulation value.5 This allows more of your assets to continue to grow and compound over time.
This hypothetical example is not based on any particular product or index. It is intended for educational purposes only and is not a projection or prediction of future performance; your experience will differ. Example assumes $100,000 investment growing at 5%, 25% tax bracket for 30 years.
Discover the comprehensive index options available with the Secure Horizon FIA suite.
1 Premium bonus may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios, the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins.
2 Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for Strategy Charges could exceed interest credited to the accumulation value, which would result in an overall reduction of premium.
3 When the contract Death Benefit is paid, a pro-rata interest credit will be applied to the accumulation value.
4 Deductions from your accumulation value for Strategy Charges could exceed interest credited to the accumulation value, which would result in loss of premium or prior interest credits.
5 Under current law, annuities grow tax deferred. An annuity is not required for tax deferral in qualified plans. Annuities may be subject to taxation during the income or withdrawal phase. Neither North American Company for Life and Health Insurance, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. You should rely on your own qualified tax professional.
Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.
Annexus and their affiliated agencies are independently contracted with North American Company for Life and Health Insurance.
The North American Secure HorizonSM, Secure HorizonSM Plus, and Secure HorizonSM Accelerator are issued on form NA1015A/ICC21-NA1015A (Contract), AE651A/ICC21-AE651A (Secure Horizon/Secure Horizon Accelerator only), AE652A/ICC21-AE652A, AE653A/ICC21-AE653A (Secure Horizon/Secure Horizon Accelerator only), AE654A/ICC21-AE654A, AE655A/ICC21-AE655A, AE682A/ICC23-AE682A (Secure Horizon Accelerator only), AE642A/ICC20-AE642A, AE638A/ICC21-AE638A, AE639A/ICC21-AE639A, AE656A (Secure Horizon Plus only), AE658A (Secure Horizon Plus only), AE659A (Secure Horizon Plus only), AE660A04 (Secure Horizon Plus only), (riders/endorsements) or appropriate state variation. These products, features, and riders may not be available in all states.
Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.
33714Z-1
PRT 4-24